📈 Investment Calculator
Calculate investment returns, optimize portfolios, and analyze dollar-cost averaging strategies
Investment Details
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S&P 500 historical average: ~10%
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Historical average: ~2.5%
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Long-term capital gains: 0%, 15%, or 20%
Investment Summary
Total Contributions:$130,000
Time Period:20 years
Investment Strategies Explained
Compound Interest
Einstein called it the “eighth wonder of the world.” Your investments earn returns, and those returns earn returns. Time is your most powerful ally in building wealth.
Dollar-Cost Averaging
Investing fixed amounts regularly reduces the impact of market volatility. You buy more shares when prices are low and fewer when prices are high.
Asset Allocation
Diversifying across different asset types (stocks, bonds, real estate) can reduce risk while maintaining growth potential. Your allocation should match your risk tolerance.